Responsibilities:
- Originate and process loan applications from start to finish
- Evaluate loan applications and determine the creditworthiness of borrowers
- Negotiate loan terms and conditions with borrowers
- Collect and analyze financial information to assess the borrower's ability to repay the loan
- Provide guidance and assistance to borrowers throughout the loan application process
- Ensure compliance with all applicable laws, regulations, and company policies
- Maintain accurate and up-to-date records of all loan transactions
- Collaborate with underwriters, appraisers, and other professionals involved in the loan process
- Stay informed about current market trends, products, and regulations related to mortgage lending
Qualifications:
- Proven experience as a Loan Officer or similar role
- Strong knowledge of loan origination processes and procedures
- Proficiency in 10-key typing and data entry
- Familiarity with FNMA guidelines and requirements
- Understanding of escrow procedures and documentation
- Excellent math skills for calculating interest rates, payments, and other financial figures
- Experience using accounting software for financial analysis and reporting
- Knowledge of mortgage servicing practices and procedures
- Ability to effectively communicate complex financial information to clients
- Strong sales skills with a focus on achieving targets and meeting deadlines
- Thorough understanding of Fair Housing regulations
If you are a motivated individual with a passion for helping people achieve their homeownership dreams, we want to hear from you.
Join our team as a Loan Officer and take your career to new heights.
We offer competitive compensation packages, comprehensive benefits, and opportunities for professional growth.
Apply now to be part of our dynamic team!
Job Type: Full-time
Pay: $54,922.
43 - $66,143.
13 per year
Benefits:
* Flexible schedule
Compensation package:
* Commission pay
Schedule:
* Monday to Friday
Work setting:
* In-person
Experience:
* Loan origination: 1 year (Preferred)
* Sales: 1 year (Preferred)
License/Certification:
* NMLS NUMBER (Required)
* MLO License (Required)
Work Location: In person