```Duties``` - Originate mortgage loans by establishing client relationships, understanding their financial needs, and recommending suitable loan products - Conduct thorough credit analysis and assess the risk associated with each loan application - Assist clients in completing loan applications and gathering necessary documentation - Stay up-to-date with industry regulations and ensure compliance with TILA, Fair Housing regulations, and other relevant guidelines - Collaborate with underwriters, processors, and other team members to facilitate a smooth loan process - Provide exceptional customer service throughout the loan origination process - Actively prospect for new clients and generate leads through various channels - Utilize sales techniques to effectively communicate loan options and negotiate terms with clients
```Skills``` - Strong mathematical skills for performing basic calculations related to loan amounts, interest rates, and payments - Proficiency in 10-key typing for accurate data entry during loan application process - Knowledge of credit analysis principles to evaluate borrower creditworthiness - Excellent customer service skills to build rapport with clients and provide a positive experience - Sales abilities to effectively promote loan products and close deals - Familiarity with FNMA (Fannie Mae) guidelines for conforming loans - Understanding of Fair Housing regulations to ensure compliance in all interactions with clients
*As a Loan Officer, you will have: *
* Full Product Offerings to include dedicated Non – Agency Lending team
* Flexibility to create your own business plan
* Support and mentorship from a seasoned Branch Manager
* Dedicated Marketing team
* CRM/Database marketing technology
* Surefire app and personal website
* Budget for Partner Events/Lunch & Learns/Seminars
* Competitive Rates and products with a Direct Lender
* Full benefit package (Health, Vision, Dental, & 401k)
* Consistent and ongoing 100% communication and support
* CALL CENTER SUPPORT TO ASSIST WITH SCHEDULING MEETINGS W REALTORS
PARTNER WITH OUR MORTGAGE OWNED REAL ESTATE OFFICE FOR DIRECT ACCESS TO REALTORS WORKING IN THE FT MYERS / BONITA / ESTERO / CAPE CORAL AND NAPLES MARKETS
Job Type: Full-time
Pay: $100,000.
00 - $175,706.
00 per year
Benefits:
* Dental insurance
* Health insurance
* Paid time off
Compensation package:
* Commission only
* Commission pay
Payment frequency:
* Paid biweekly
Schedule:
* 8 hour shift
* Monday to Friday
Work setting:
* In-person
* Office
Experience:
* mortgage origination: 1 year (Required)
License/Certification:
* FL NMLS license (Required)
Ability to Relocate:
* Naples, FL: Relocate before starting work (Required)
Work Location: In person